Maintaining a well-diversified portfolio and rebalancing back to your targeted asset allocation – at least annually – helps to keep recency bias at bay (i.e. our natural tendency to chase the winners and sell the losers). In the chart below, we have used a balanced portfolio (in white) to reflect the performance of a well-diversified…

Diversification is a key tenet of our investment philosophy and one of the best insurance policies you can have to protect yourself against uncertainty in investment markets. The importance of diversification If the last few years have taught us anything, it’s that we live in an uncertain world. Covid, Russia’s invasion of Ukraine, conflict in…

August is Money Month, a public awareness and engagement campaign coordinated by Te Ara Ahunga Ora Retirement Commission, in partnership with the financial capability community. This year’s Money Month builds on last year’s theme “Pause. Get sorted.” Helping people to focus on actions that can help grow their money and build resilience – two pillars that are key…

Asset allocation is foundational to building diversified portfolios. The term ‘asset allocation’ refers to the mix of various asset classes in an investment portfolio. The available asset classes typically include stocks, bonds, alternatives, and cash equivalents, with each having a long-term target percentage or range in the portfolio. To identify a suitable asset allocation, an…

We have a lot of clients from farming backgrounds, either past or present. They’re great people, and many have spent decades overcoming a plethora of challenges to build very successful businesses. When the time comes to think beyond the farm, investing in a portfolio dominated by shares, listed property, private equity and fixed income doesn’t…

Jaimee Thomsen and Rohan Graaff are investment advisers with Craigs Investment Partners. They share two simple, but not easy golden investment rules and their view on the role of a good financial adviser. Change is the only constant in life. As a result of changes in your personal situation and challenges faced, the needs and…

Following changes to the Trust tax rate, which saw the tax rate lifted from 33% to 39% for Trusts generating income over $10,000 a year, interest in Portfolio Investment Entities (PIE) has increased. What is a PIE? First introduced in 2007, PIEs are not a new concept when it comes to the investing landscape and…

Passing on wealth needs careful planning and discussions with experts.

This article was originally published on the BusinessDesk website. Some reports say the value of mass market personalisation – the art of bringing personalised experiences to large numbers of customers at scale – can bring up to a 15 per cent increase in revenue and a 30 per cent increase in customer satisfaction. So imagine…

This year has started very strongly for share investors, with returns in the March quarter much better than many would’ve expected. World shares rose 7.8 per cent and as was the case in 2023, the US and Japan led the charge. The S&P 500 in the US gained 10.2 per cent for the quarter, surpassing…