When conflict erupts in the Middle East, investors often focus on oil. But fertiliser is another important pressure point. It links energy markets to agriculture, food prices and food security. The 2026 disruption to the Strait of Hormuz showed how quickly a regional conflict can flow through natural gas, fertiliser production and agricultural supply chains….

At Craigs we are acutely aware of the importance of cyber security and take our role as guardians of client data seriously. As proud supporters of Cyber Smart Week, the National Cyber Security Centre’s annual awareness campaign, we encourage clients to take simple, practical steps to protect themselves online. While technology continues to evolve, so…

In recent weeks and months, the NZ dollar has weakened against many of our trading partners. It’s doing exactly what you’d expect it to against a shifting economic backdrop and widening interest rate differentials between ourselves and other countries. However, whether these moves are good or bad depends on your perspective. The trade-weighted index, which…

One New Zealand company now represents 20% of the NZX 50 index. For those looking to passively invest in the domestic market, this represents a significant concentration risk from a portfolio perspective. While concentration is not just a New Zealand phenomenon, having a single company influence such a big part of the overall market is…

With the election just weeks away, Treasury will release the Pre-election Economic and Fiscal Update (PREFU) on Tuesday and we’ll get a fresh look at the state of our collective finances. Internationally, it will be a big week of US economic releases with highlights likely to be the PCE inflation report, the ISM manufacturing index…

Originally published on Law News NZ > It was around the family kitchen table in Palmerston North where Tanya Osborne got her first lessons about money. Her dad was a vet with his own clinic and on Thursdays he would bring home the week’s banking for sorting. “I’d help him count out the money and…

We have developed a one-page sustainability overview which highlights the key issues that investors should be aware of.

Last week the US Federal Reserve, the world’s most influential central bank, increased interest rates for the first time since 2023. The 0.25 per cent increase took its policy rate to a range of 3.75–4.00 per cent and it looks to have marked the beginning of another interest rate “hiking cycle”. This is the eighth…

Global bond yields have been heading higher, and some of the numbers we’re seeing are quite eye-catching. The US 30-year Treasury yield ended last week at 5.4 per cent, its highest level since 2007. The more closely followed 10-year Treasury yield is just below the 16-year high of 5.0 per cent it touched three years…

In a world obsessed with ‘now’ thinking 50 years ahead can be very challenging for many of us, let alone for teenagers. But long-term thinking is exactly what makes investing so powerful. That’s why it’s so important to start early and build good habits, even if it’s just a few dollars at a time. Extending…