INVESTING REQUIRES A BALANCE BETWEEN RISK AND RETURN

Understanding investment risk and determining what level of risk you feel comfortable with before you invest is an important part of the investment decision.

ASSESS YOUR RISK PROFILE

Your risk profile takes into account your overall appetite for risk, your financial position, your goals and your investment timeframe.

By assessing this regularly, we recommend annually or as your situation changes, you can ensure that you don’t expose yourself to too much risk, or alternatively take a too conservative approach and possibly not attain the returns you would like, based on your investment timeframe.

Cash, fixed income, property and shares (also referred to as equities or stocks) are the four main asset classes in the investment world. Each of these asset classes has different risk and return characteristics - cash is often viewed as the lowest risk, while shares are deemed higher risk.

Investing requires a balance between risk and return. The key is determining what level of investment risk you feel comfortable with before you invest.

Generally speaking, a lower level of risk is commonly associated with lower potential returns. Conversely, higher levels of risk are associated with higher potential returns.

RISK PROFILER QUESTIONNAIRE

Your risk profile takes into account your overall appetite for risk, your financial position, your goals and your investment timeframe.

By assessing this regularly, we recommend annually or as your situation changes, you can ensure that you don’t expose yourself to too much risk, or alternatively take a too conservative approach and possibly not attain the returns you would like, based on your investment timeframe.

Cash, fixed income, property and shares (also referred to as equities or stocks) are the four main asset classes in the investment world. Each of these asset classes has different risk and return characteristics - cash is often viewed as the lowest risk, while shares are deemed higher risk.

RISK PROFILER QUESTIONNAIRE

INVESTING KNOW-HOW VIDEOS

Craigs Investment Partners brings you our Investing Know-How series fronted by Investment Adviser, Lawrence Young. These short educational videos focus on investing basics and tips and advice for investors. Videos include how to get started and the benefits of KiwiSaver to investing in shares and three financial rules to teach your children.

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